How Can We Help You?
Calculate Your Affordability
If you are still in the planning stage and not quite ready to start making purchase offers on homes, we can help. A good place to help is to use the GoodlyHome Affordability Engine to help you understand how expensive a home you can afford. If you want to save Affordability Reports and access a wealth of other valuable tools, you can create your own Mortgage Boxt.
Get Pre-Approval Certificate
Are you ready to make an offer on a home? The GoodlyHome Pre-Approval Certificate which will show home sellers (and their real estate agents) that you can meet the financing contingency and close the sale. For additional assurance, GoodlyHome can verify the essential information that a mortgage lender will require and confirm your likely ability to qualify for a loan under current market conditions. This can potentially save you thousands of dollars from the final purchase price.
To get started, create your personal Mortgage Box.
Most buyers need to get a mortgage to finance their home purchase. When they make an offer to purchase a home they include a “mortgage contingency” which says that the offer is contingent on the buyer obtaining a mortgage. Sellers will always look more favorably on offers from buyers whom the seller believes can get the required mortgage. In fact, studies have shown that sellers will often accept a lower offer from a buyer they know is qualified versus an offer from a buyer who isn’t.
Get Your Mortgage Online
Do you have an accepted offer to purchase a home and need to get a mortgage? The GoodlyHome Mortgage Network consists of most of the largest name brand lenders in the United States. You can learn about what each lender has to offer and choose up to four lenders to get a quote from. Each of our lenders have agreed to a consumer-friendly process that was created by not-for-profit consumer advocacy groups. This includes quoting interest rates based on a specific index rate (so you can easily compare and understand the offers you get), using a standard and easily understandable form and quoting the types of loans that work best for you.
To get started, create your personal Mortgage Box.